IUL and Wealth Transfer

Wealth transfer and legacy strategies are not just for millionaires. How would a 61 year old woman turn $50,000 into a $102,291 estate in 30 minutes or less without losing her liquidity on the $50.000?  All the advantages of a death benefit plus the opportunity to earn interest linked in part to the S&P 500. Ask us about the LTRS program.  Accelerated benefits for Chronic Illness too.

Equity indexed Universal life is the fastest growing segment of the life insurance marketplace. While interest credited is linked to a portion of market index gains;   the downside risk has been eliminated. We represent the best of the best carriers in this marketplace. With living benefits including critical illness, chronic illness, terminal illness and guaranteed lifetime income, these products provide strong benefits if you live too long, die to soon or get sick.  Several proprietary indexes are available. Let us guide you through the myriad of products at your disposal so that the most suitable is presented to your client.